Property and Casualty Insurance
Your liability, property, equipment and automobiles are protected through the OEL member coverage that is designed specifically for electrical contractors and their unique needs. EasyInsure is dedicated solely to the OEL Insurance Program, ensuring that your business is provided the best protection at the best possible rates. At your convenience, we have a digital platform which means you can now quote and buy online.
Surety Bonding
When bidding on government contracts, surety bonding is required to be purchased. This is not an easy or affordable process, especially for smaller companies. The OEL has access to all surety insurers and has the expertise to secure coverage in the most efficient and cost-effective way. This is what makes being part of the team worth it. For smaller companies, being an OEL member assures the best placement rate in the industry with approvals in half the time.
Employer Group Benefits
The majority of electrical contractors in Ontario have less than 15 employees. In fact, over 50% have one to four employees. Employer group benefits cater to size. If you are a smaller company, you will often be exposed to substantial price increases or significantly reduced coverage limits. With the OEL program through EasyInsure, you'll get the advantages of group buying with one of North America's largest insurance brokers. Whether you are the sole employee of the company or have 5,000 employees, we have the right plan for you. As part of the OEL group benefits plan, you'll also have access to additional benefits including human resources, wellness programs and other employee programs.
Group Home and Auto
Now that you know your company is secured, your personal assets deserve the best rates and coverage – not only for you, but your employees as well. The OEL provides significant discounts for your group home and auto plan. If you have multiple claims or complex personal needs, the OEL insurance program has the expertise to get the best rates and coverage.
Federated Insurance is one of Canada’s leading direct commercial insurers. With a dedicated agent and risk management team on your side, they can help protect your business so you can focus on what matters most – your opportunities.
We’re more than just an insurance provider; we’re your trusted advisors and business partners. We go beyond your standard insurance policy to ensure that we’re helping your business have a safer and brighter future. You’ll benefit from:
- Customized coverage tailored to your specific business insurance needs. One size does not fit all!
- Professional counselling for you and your employees in the event of an insured traumatic loss through our Trauma Assist* service.
- Unlimited access to Risk Management Assist*, which includes advice, training and programs to help protect your business from costly claims and enhance the safety of your employees.
- Industry-leading claims handling to get your business back up and running as quickly as possible following a loss.
We offer customized insurance solutions designed for you and your unique business needs, including:
Cyber Coverage
It’s not a question of ‘if’ you will have a cyber breach, it’s a question of ‘when’. Data breaches aren’t covered under your commercial insurance policy. Our optional Cyber policy includes globalized coverage for privacy breaches, compromised client data, data restoration, business interruption, ransomware and regulatory fines, as well as complimentary access to expert advice and services through Cyber Assist*.
Legal Expense*
Our Legal Expense insurance helps cover costly legal expenses arising from a variety of legal situations you may incur in operating your business. It also includes unlimited legal advice for legal questions you may have (business or personal), even if it’s not covered by your policy. This alone can save you thousands of dollars!
Financial Protection
Attract and retain employees with options for group benefits, life, disability, critical illness and accidental death, and dismemberment coverage.
Personal Lines
Personal insurance solutions for you and your employees to help protect the things that matter most – whether it’s your home, cottage, boat, car or RV.
Bonding
Bonding solutions to help protect you, your customer and project-related resources before and during a project.
Directors and Officers
Directors and officers coverage to help protect you and your management team from claims which may arise from decisions and actions made within the scope of your regular duties.
Contact one of our Commercial Insurance Specialists to get a quote today at 1-844-628-6800. We know you’ll be impressed with our knowledge and all we have to offer!
- Traditional terminals
- Virtual terminals
- No cancellation charges
- No rate increases
- No contract
- Equipment leasing: $55 for a new Move 5000 (4G) or $30 for a new Desk 5000 (wired)
- Equipment purchasing: $1,250 for a new Move 5000 (4G) or $850 for a new Desk 5000 (wired)
OEL members receive waived application fees and waived batch close fees. PandaPay will also cover up to $300 for cancelling your current provider.
For more information on PandaPay, please visit www.pandapay.ca.
Scope of practice for offering includes: Employment contracts, labour relations, workplace safety and insurance, civil litigation, administrative la and employment and labour restructuring. Sherrard Kuzz LLP hosts their complimentary HReview Breakfast Seminars four times a year, with invitation open to members.
Scope of practice for offering includes: General business advice in the construction industry, COVID-19 protocols, contract review and preparation, defending construction professionals in negligence claims, construction deficiency and delay claims, insurance claims, licensing issues, LPAT hearings, Ontario Health & Safety Proceedings and Tarion proceedings.
JIM PEPLINSKI LEASING FLEET DISCOUNT PROGRAM
- Entire member fleet discount passed onto OEL member
- New and used vehicles of all makes and models, providing you with an unbiased approach and options to suit your needs
- One leasing provider with flexible open-ended leases
- Residual-based or fully amortized leases, reducing your risk
- No wear and tear overages or excess kilometre charges, and a manufacturer liaison to maximize rebates and concession negotiation
- Vehicle remarketing through nationwide auction
- A team of fleet leasing experts providing a reliable and highly responsive customer service approach
- Dedicated OEL Lease Managers
- OEL members now have access to special pricing from Nissan Canada
Jim Peplinski Leasing will advise you on every step of the process, from vehicle acquisition and lease structure to upfitting. They offer an unbiased approach for new and used vehicles of all makes and models. Backed by a team of experts with exceptional customer service, Jim Peplinski Leasing will provide specialized work vehicles for the electrical industry.
