Property and Casualty Insurance
Your liability, property, equipment and automobiles are protected through the OEL customer coverage that is designed specifically for electrical contractors and their unique needs. Our team is dedicated solely to the OEL Insurance Program, ensuring that your business is provided the best protection at the best possible rates. At your convenience, we have a digital platform which means you can now quote and buy online. Our team is also a phone call away— no large cumbersome paperwork.

Surety Bonding
When bidding on government contracts, surety bonding is required to be purchased. This is not an easy or affordable process, especially as a smaller company. The OEL has access to all surety insurers and has the expertise to secure coverage in the most efficient and cost-effective way. This is what makes being part of the team worth it. As a smaller company, being included in the OEL assures the best placement rate in the industry with approvals in half the time.

Employer Group Benefits
The majority of electrical contractors in Ontario have less than 15 employees. In fact, over 50% have one to four employees. Employer Group Benefits cater to size. If you are a smaller company, you will often be exposed to significant price increases or significantly reduced coverage limits. With the OEL program through EasyInsure, you'll get the advantages of group buying with one of North America's largest insurance brokers. Whether you are the sole employee of the company or have 5,000 employees, we have the right plan for you. As part of the OEL Group Benefits Plan, you'll also have access to additional benefits including human resources, wellness programs and other employee programs.

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Group Home and Auto
Now that you know your company is secured, your personal assets deserve the best rates and coverage – not only for you, but your employees as well. The OEL provides significant discounts for your Group Home and Auto Plan. If you have multiple claims or complex personal needs, the OEL Insurance Program has the expertise to get the best rates and coverage. Please share with all staff and family to take advantage of savings unique to OEL members.

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Federated Insurance


Federated Insurance is one of Canada's leading direct commercial insurers. We offer customized insurance solutions designed for your industry so you can focus on what matters most - the opportunities.

We're more than just an insurance provider; we're your trusted advisors and business partners. We go beyond your standard insurance policy to ensure that we're helping your business have a safer and brighter future. With a dedicated agent and risk management team on your side, customers always get the right protection.

Federated Insurance is one of Canada's leading direct commercial insurers. We know that you face unique risks and our industry experts are committed to understanding your business.

We offer specialized and comprehensive insurance programs tailored to your specific needs, and risk management advice and expertise that can help you prevent claims from happening in the first place.

At Federated Insurance, we provide

  • Customized insurance solutions designed for electrical contractors
  • Dedicated advisors who work with you directly and help you protect your bottom line with safety programs
  • Expanded coverage options such as Legal expenses and telephone support, Cyber Insurance and the ever popular Hole in One coverage for golf tournaments.
  • Flexible payment and deductible options
  • Quick, no-hassle renewal

In addition to providing you with coverage for liability, property, automobile and employee benefits coverage, our toolbox is filled with customized options to ensure your business is properly protected.

We are proud to be recommended by over 70 trade associations and buying groups. With over 100 years of experience, we can confidently say we take the time to build strong relationships with leading businesses and commit to them for the long-term.

Join the 18,000 other businesses that trust us.

Call 1-844-628-6800 and speak to a commercial insurance specialist today or visit

*Trauma Assistance is a trademark of Northbridge Financial Corporation, licensed by Federated Insurance Company of Canada (insurer of Federated Insurance policies).
Trauma Assistance provided by independent third-party professionals, long-term and specialized counseling not included. Cyber Assist provided by CyberScout, LLC, services are not included in any cyber extension or endorsements. Services are not an insurance policy and not all policies are eligible. Contact us for details. Small business automobile, property and liability insurance is underwritten by Federated Insurance Company of Canada (“Federated Insurance”). Personal automobile and home insurance underwritten by Zenith Insurance Company. Life and health insurance underwritten by Wawanesa Life. Life and health products not available in Quebec.
Coverages and services may not be available to everyone.